I also don't have much money, but there are a lot of artists offering good quality for a rather cheap price.
As I said, I don't have too much motivation to learn how to draw properly. I tried tracing the art I got for private use, but it always didn't really look like I wanted to go further into it, plus as I said the motivation simply isn't around for me for something like this.
About tracing itself, I wouldn't recommend it for online use. If you use it privately on your computer only, it might not be much of a problem, but I wouldn't do it publicly, since people spent money on it and it's been the artists idea in the first place. I know a few people who did this and it most likely just destroys your reputation and leaves you back as an art thief of some kind.
But thank you that you like the YCH. When I saw it on FA, I knew I definitely needed to get a slot