Last Friday I took my car into the dealership to have some brake work done - I even had a coupon. So while they were working on my car, I walked around to some of the stores in the area. I had been through all the interesting stores on the same side of the street as the dealership and it was about half and hour till the work was supposed to be done. I crossed the street and was crossing the Target parking lot on my way to Wal Mart to kill the last half hour when I heard brakes squeal and a crash. It was far enough away that i was not sure I had head the crash. But every time I looked toward where I had heard the sounds I saw 2 cars sitting in the street. As i got closer I realized one of the two cars looked a lot like a silver 2005 Ford Focus - just like my car. And one of the wheel covers was missing - just like my car. But that could have been knocked off in the accident So I started to walk toward the scene of the accident. As I got closer I noticed the 2005 Focus - I was sure that's what it was now - was missing its antenna - just like mine. A little loser and I saw the numbered tag hanging from the rear-view mirror - just like they put on when you take your car in to have work done. When I got close enough to read the license plate I saw the front end was all wrecked and there was no license plate to be seen. I had to walk right up to it before I could see the Mihoshi key-chain hanging from the rear-view mirror. Then I knew it was my car.
It turns out they had finished installing the new brakes and one of the technicians had taken the car out to make sure everything was in working order. And a lady pulled out from the Wal Mart parking lot right in front of him. Even with the new brakes there was no way he could stop in time. Since the accident was right in front of the dealership, by the time I got there there was a manager on hand and he told me they had a free rental car ready and waiting for me while the damage from the accident was being dealt with. A police officer came and took statements. I had not actually seen anything so I could not contribute anything - other than my insurance information. The dealership took my car straight to the body shop to have the estimate done for the insurance.
So, for the time being I have a 2018 Ford Escape to drive around. The repair estimate is 3,400 plus. I id a little looking online and found the value for my car is probably not more than 3,000 - probably closer to 2,000 - so it will probably be totaled. But I'm still dealing with the insurance companies, and who knows what their take on it will be.
In all likelihood I'll have to buy a new car. However, earlier this summer I bought some raffle tickets to support a local hospital and the grand prize is a 2018 Ford Escape - or $15,000. But the drawing is almost 2 weeks off yet. If the car is totaled I could buy a new car as soon as possible but then I might end up winning a new car anyways. The Escape, however, is more car than I need. It would be nice to have all that cargo space but I'd prefer something with better gas mileage - like a Focus. I could put the insurance money as a down payment on a Focus and then if i win the raffle take the $15,000 and pay off the car right away. Or i could wait till the drawing and make my plans then - maybe take the bigger car which is worth more than the $15,000 or take more time to shop around for something more practical with the money.
But I still need to get to work in the mean time. Once the car is declared a complete loss i suspect I'll have to return the free rental. I could rent a car for the couple of weeks, but this mess is going to cost me more than I can really afford in the long run anyways and I'd rather not spend any money I don't have to. My job is close enough to work that i could ride my bicycle, but the extended forecast right now has highs in the 90's next week. After 8 hours working in that heat, I'm not going to look forward to a long bike ride home.
So, that's my life right now and I'm a little stressed. Just posting this journal to vent a little bit.