The coin man
There is a man in the mountains who has a lot of money. Or it would likely seem a lot of money to you and me, but, given the unlikelihood that he'll ever spend any of it, the lot is less like a lot of money, and more like an enormous collection of coins. These coins are not particularly special; not to you and me; no particular countries of origin, no specific years, no arrangement, nothing unique.
He just likes coins.
He has a wooden house, but no beard to speak of, and he's had a wife- more than once. He doesn't spend a lot time around the town, but he usually has a smile and a wave at the ready.
He is very, very satisfied.
And he really has a lot of coins.