Thank you for your kind words
I tend to stick to the basic or assorted brushed that come with photoshop. I do have a few other brushed that I have inherited over the years. These all came to me when I was in school or taking classes so I am not sure if they are available anywhere on the internet. But the brush setting are basically low opacity with with shape dynamics on for when I sketch or when I'm shading. When I do line art its just brushes that you can find in photoshop basic brushes.
I use reference for most of my characters. Mostly just for poses and or hands. I have a bunch of Visual Pose books...but Pinterest is also another great reference I use for poses now.
I also use reference for things I just don't know... for example I recently had to do a ton of research on tigers for a drawing. I know what a tiger looks like....but the amount of detail I can draw from my mind is limited compared to the detail I can learn from looking a picture of real tigers.