Sorry about the late response
but honestly I guess it depends on you
I love it and its been 100% worth the purchase for me since I've made back the money I spent on it from selling commissions and more, but if you were planning on using it more "casually" if that makes sense?
I know there are some cheaper (some free) alternatives that aren't as powerful as Moho but are able to do similar things, so maybe they would be better for a start?
I know of these programs that you can try for free
OpenToonz (100% free I'm pretty sure) opentoonz.github.io/e/
Live 2d (Has a paid/pro version, but also has a free version I think?) www.live2d.com/en/
You can also get a free 30 day trial of Moho if you wanna try it out my.smithmicro.com/moho-trial.h…