It's the third day of Resources Week of ^ProjectEducate, which is the perfect time to highlight Application Resources. JJ's PSD+ATN 9 by =jaejunggim is a fabulous Photoshop action that is free to use without credit. It's also a good example of a preview image that utilizes and credits a stock photo rather than a Google image. This is the correct way to present your Photoshop actions when submitting resources to deviantART.