Just made some Photoshop actions that creates frames for your images. It's a series that includes a whole bunch of different sets.
Only the first one adds text automatically, but you can manually add your own to the rest.
Set #1: Text
Set #2: Simple
Set #3: Double
Set #4: Filtered
Set #5: Shadow
Set #6: Soft fade
Set #X: Bonus
For those who wonder how to use a Photoshop action, it's as simple as double-clicking the action-file, and it will be added in your actions palette (window->actions). Now just select the desired action in the list and press the "play" button to run it on your image.
Photoshop CS4 tutorial for how to easil