The Debt TrapIf you can possibly avoid it don't do it.
DONT get that loan
.. up your mortgage
.. borrow that couple of pounds.
Money is not funny (and if you get in debt it just mounts up and before you know it you are in over your head).
Once you are in over your head it is just so difficult to get out of it..
Why? because financial institutions have the right to fine you for having no money and the harder you try to get your head back above water..they charge you again for having no money! .. and woops your under again.
The result of this is you spend more time worrying about the situation and fuming about it...and getting in a complete tizz about it. That it starts effecting the work process and yadda,,yadda,,yadda. Your broke, stressed and depressed.
That's when you join the zombies.
I got caught because an insurance company saw fit to establish a direct link to my Visa account and on what I thought was a very minor error removed ne